FinTech apps with European compliance.

It depends on the type of service. Payment apps must comply with PCI-DSS and PSD2. Neobanks with a payment institution licence need to align with EBA directives. Investment platforms have their own MIFID II obligations. Dribba works alongside the client's compliance teams to ensure the technical architecture supports all requirements from the start.

A FinTech app has a higher base cost than a consumer app due to security and compliance requirements. A simple wallet or payment app starts at €60,000–80,000. A full credit platform or neobank can range between €150,000 and €400,000 depending on licences and banking integrations. See our pricing guide for detailed ranges.

Yes. We have integrated Stripe, Adyen, Mangopay, SEPA, Open Banking PSD2 (via Tink, Plaid, Salt Edge) and proprietary bank APIs in Spain and Europe. We also have experience with KYC (Onfido, Sumsub) and digital identity management for AML compliance.

DORA (Digital Operational Resilience Act) is the European regulation requiring financial entities to guarantee the operational resilience of their digital systems from January 2025. It affects banks, insurers, investment platforms and their technology providers. Dribba designs app architecture with DORA requirements in scope from the Product Discovery.