
Pet insurance with 72-hour reimbursement
Musky is the pet insurance app from GCO Ventures (Grupo Catalana Occidente). Native Flutter, AI-assisted claims processing and guaranteed refunds in under 72 hours.


Client
GCO Ventures
Year
2025
Industry
FinTech
Duration
6 meses
Team
4 people
The challenge
GCO Ventures, the innovation arm of Grupo Catalana Occidente, wanted to launch a 100% digital insurance vertical for pets. The challenge was twofold: build startup-level agility into the interface while respecting the rigorous security and compliance protocols of a multinational insurer. The product had to eliminate the paperwork, waiting times and distrust that characterise traditional insurance.
The solution
Dribba developed Musky in Flutter with a frictionless native interface optimised for conversion and clarity. Claims management is AI-assisted: a guided flow that eliminates paperwork and processes refunds in under 72 hours. The architecture acts as a bridge between the insurer's legacy systems and the digital experience that modern users expect.
Results
<72h
Refund time
AI-assisted claims processing
0
Paperwork
100% digital process: application, review and refund
Musky is the bet by GCO Ventures — the innovation laboratory of Grupo Catalana Occidente — to digitalise pet insurance. The challenge was not only technical: it was cultural. Building a startup-minded interface without compromising the security protocols of a multinational insurer.
The app was built with Flutter to deliver a native experience on iOS and Android. The differentiator lies in AI-assisted claims management: zero paperwork, guided flow and refund in under 72 hours. The solution connects GCO's legacy systems with Musky's modern interface, without exposing that complexity to the user. See our capabilities for native Flutter development.
The result: GCO Ventures has a Venture Building success story that proves a century-old company can launch a digital product as agile as any native insurtech. The entire insurance cycle — purchase, tracking, claim and refund — from mobile.
If you need to digitalise an established company's product with startup agility, visit our section on digital product agency.
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